Man does not live by cash alone. Digital transformation in the financial sector is redefining how people conduct transactions, even for customers outside their territories. The proof of this is that, globally, in 2023, the annual growth of financial transactions was 42.2%, resulting in 266.2 billion transactions, according to data compiled by Forbes magazine. By 2028, the forecast is for 575.1 billion instant payments, representing a compound annual growth rate of 16.7% from 2023 to 2028. This means that, by then, real-time payments are expected to account for 27.1% of all electronic transfers.

In this scenario, LaFinteca stands out as a pioneer in transforming the financial sector in Latin America, offering innovative solutions aimed at democratizing access to financial services and enhancing the customer experience. With a technology-centered approach, the company seeks to meet market needs and promote financial inclusion in a society where many are still underbanked or unbanked.

Innovative and practical solutions for customers

Users in Brazil, Argentina, Chile, Colombia, Mexico, Peru, and Costa Rica can explore all available alternatives by accessing LaFinteca's website. An interesting innovation from the gateway is the adoption of crypto-fiat payments, which allow users to make transactions using cryptocurrencies, with conversion to fiat currency at the end of the process. This enables merchants to accept cryptocurrencies without worrying about the volatility or complexity associated with these assets.

LaFinteca's powerful ecosystem, collaborating with market leaders and innovators, expands its technological and commercial capabilities. With direct financial licenses, the company provides real-time payment services for all types of businesses, personalized to enhance revenue for companies. This efficiency is made possible by a payment software developer that offers intelligent API documentation. This feature connects merchants from different continents, allowing them to accept payments from customers around the world.

Benefits of integration with LaFinteca

Discover a series of advantages that can transform the way companies manage their payments by integrating their services with LaFinteca:

• Increased payment efficiency: LaFinteca offers real-time payment processing, with a success rate ranging from 91% to 96%. This means less waiting time for customers and more efficient billing processes. The platform supports a variety of payment methods, from credit cards to digital wallets, enabling companies to cater to a more diverse audience. Additionally, LaFinteca implements fraud protection features, such as identity verification and two-factor authentication, helping to safeguard sensitive data and prevent fraud.

• Cost reduction: integration with LaFinteca can lead to significant reductions in payment processing costs. With competitive fees, its solutions help companies save on credit card fees and other processing charges.

• Improved customer experience: LaFinteca's payment solutions are designed to be intuitive and user-friendly, offering features that make payments more convenient for customers. This not only facilitates transactions but also contributes to consumer loyalty.

• Increased sales: by eliminating geographical barriers, companies can reach a broader audience, providing a payment experience that is both convenient and accessible. This not only expands market reach but also boosts sales.

What LaFinteca aims for the future

Looking to the future, LaFinteca has ambitious plans to expand its operations globally, aiming to enter new markets and amplify its impact on financial inclusion. The company firmly believes that technology is a powerful tool for transforming the banking sector and, consequently, improving people's lives. With this in mind, LaFinteca is committed to being an agent of change in this process, promoting solutions that go beyond simple financial transactions.

To achieve these goals, LaFinteca (https://www.la-finteca.com/) invests in research and development to continually innovate its offerings. This includes creating products and services tailored to the specific needs of different markets, taking into account cultural and economic factors.